Lubor is a finance person through and through. He joined the foreign exchange department of Komerční banka (Société Générale Group) with an MSc in Physics and worked his way up to head Markets and Investment Banking five years later. Thereafter, he joined McKinsey & Company (pulled in by Viktor, his business partner today), where he advised banking and insurance clients throughout CEE. After a brief Russian adventure, he became the CEO of Raiffeisenbank in the Czech Republic, which he transformed from a fringe player into a top-five Czech bank. While he says that his development as a leader during those nine years at Raiffeisen was invaluable, he still missed the experience of starting his own business. That‘s why he stepped down and founded EnCor, thus returning to his investment banking roots.